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Insurance can be confusing! We have found that one of the more confusing types of coverage for auto insurance is Uninsured and Underinsured coverage. In Massachusetts Uninsured coverage is compulsory with limits of $20,000/$40,000 and Underinsured coverage is optional. From our experience we feel that limits of $100,000/$300,000 should be the minimum to carry for…
Winter in New England can bring us treacherous driving conditions. We can see the 1ft of snow outside when we get a big snow storm and can be prepared. However, we don’t always know if there is black ice on the roads. Black ice is not actually black, it is clear so you can’t see…
Are you expecting lots of guests at your holiday party? Navigating a crowded home can be difficult and sometimes not safe if you are not organized about it. Maintaining a clean, welcoming, fun, and festive residence can allow for everyone to enjoy a the day without worry. If you feel overwhelmed by the expectations of…
The holidays are quickly approaching. We are all busy running errands, cooking and visiting relatives and friends. Many of us travel for the holidays and burglars know this. Make sure your home is protected while you are away by taking these precautionary steps: Install a home alarm system. Not just one that sounds when a…
The beginning of November is Drowsy Driving Prevention Week. It is important to give attention to this hazard on the road, as many people every day get on the road that are too tired to drive. Sixty percent of drivers surveyed in the Sleep in America poll have admitted to driving while drowsy. And a…
There is a reason teens have higher insurance premiums than other adults, they are inexperienced drivers. Inexperience often leads to more accidents. The number one killer of teens is motor vehicle accidents. Only with experience is a driver more educated on how a car handles, what to do in an emergency and how to drive…
Insurance can be confusing with all of its industry lingo. Here are some of the most common terms and their explanations: Bodily Injury to Others: This is coverage that pays if you are found liable for the injury or death of others in an accident. We recommend 100/300 for limits. This means that you have up…
If you are like many Americans you are looking for an easy way to make a few extra dollars. Insert: ride sharing! What is ride sharing? It is a taxi type service that connects drivers and riders through a smartphone app. Ride sharing vehicles use their own car to pick up people and drive them…
April is Distracted Driving Awareness Month. We all try to multi-task, especially while driving…one of the worst places to do it! On your way home from work, rushing to think of dinner plans, you decide ordering take-out is easiest. While driving you are searching your phone for the number or asking Siri to find it…
First of all what is Gap Insurance? Gap Insurance stands for Guaranteed Auto Protection and is an optional auto insurance coverage. This coverage helps pay off your loan if your car is totaled and you owe more than the value of the car. Totaled cars are typically paid out at Actual Cash Value (ACV). Actual…