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Calling all license plate aficionados…the low plate lottery has begun! There are 230 special low numbers up for grabs this year. If you are interested in one of these license plates you should visit the Registry of Motor Vehicles website and fill out the form. The form used to be mailed, but now its an…
Insurance can be confusing with all of its industry lingo. Here are some of the most common terms and their explanations: Bodily Injury to Others: This is coverage that pays if you are found liable for the injury or death of others in an accident. We recommend 100/300 for limits. This means that you have up…
If you are like many Americans you are looking for an easy way to make a few extra dollars. Insert: ride sharing! What is ride sharing? It is a taxi type service that connects drivers and riders through a smartphone app. Ride sharing vehicles use their own car to pick up people and drive them…
April is Distracted Driving Awareness Month. We all try to multi-task, especially while driving…one of the worst places to do it! On your way home from work, rushing to think of dinner plans, you decide ordering take-out is easiest. While driving you are searching your phone for the number or asking Siri to find it…
First of all what is Gap Insurance? Gap Insurance stands for Guaranteed Auto Protection and is an optional auto insurance coverage. This coverage helps pay off your loan if your car is totaled and you owe more than the value of the car. Totaled cars are typically paid out at Actual Cash Value (ACV). Actual…
It is easy to say no to additional auto coverage when you are signing up for a policy. Who doesn’t want to save money? But at what cost? If you get in an accident you will be relieved that you have rental car reimbursement/substitute transportation coverage. You will not be left without a car when…
There are numerous accounts of insurance fraud, but usually the insurance company suffers. Recently there have been some incidents of individuals committing insurance fraud and both the other driver and the insurance company have to pay for it. Please watch out for drivers that may not have the best of intentions. Let’s preface this example…
Are you expecting lots of guests at your holiday party? Navigating a crowded home can be difficult and sometimes not safe if you are not organized about it. Maintaining a clean, welcoming, fun, and festive residence can allow for everyone to enjoy a party without worry. If you feel overwhelmed by the expectations of family…
There have been some changes in Massachusetts regarding the Registry of Motor Vehicles (RMV) system and the implementation of Real IDs. As with any change, there is an adjustment period. The longer wait times at the RMV have been the biggest complaint since their new ATLAS system went online in March. Some of these wait…
Joe is the founding father of Mancuso-Nowak Insurance. The business has been his life for 35 years. He is the patriarch of this family agency and he oversees the day to day operations with an eye out for agency opportunities. How it all began…Joe went to college to become a teacher. He taught for a…