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First of all what is Gap Insurance? Gap Insurance stands for Guaranteed Auto Protection and is an optional auto insurance coverage. This coverage helps pay off your loan if your car is totaled and you owe more than the value of the car. Totaled cars are typically paid out at Actual Cash Value (ACV). Actual…
It is easy to say no to additional auto coverage when you are signing up for a policy. Who doesn’t want to save money? But at what cost? If you get in an accident you will be relieved that you have rental car reimbursement/substitute transportation coverage. You will not be left without a car when…
There are numerous accounts of insurance fraud, but usually the insurance company suffers. Recently there have been some incidents of individuals committing insurance fraud and both the other driver and the insurance company have to pay for it. Please watch out for drivers that may not have the best of intentions. Let’s preface this example…
Are you expecting lots of guests at your holiday party? Navigating a crowded home can be difficult and sometimes not safe if you are not organized about it. Maintaining a clean, welcoming, fun, and festive residence can allow for everyone to enjoy a party without worry. If you feel overwhelmed by the expectations of family…
There have been some changes in Massachusetts regarding the Registry of Motor Vehicles (RMV) system and the implementation of Real IDs. As with any change, there is an adjustment period. The longer wait times at the RMV have been the biggest complaint since their new ATLAS system went online in March. Some of these wait…
Joe is the founding father of Mancuso-Nowak Insurance. The business has been his life for 35 years. He is the patriarch of this family agency and he oversees the day to day operations with an eye out for agency opportunities. How it all began…Joe went to college to become a teacher. He taught for a…
Most of you know Tony – we know this because everyone who calls in to the office says I’m really good friends with Tony. So half of Massachusetts is best friends with Tony. Tony is the President of Mancuso-Nowak Insurance. He is one of our fearless leaders in this exciting field of insurance. Tony sells…
Brian is our resident financial advisor in the office. He brings another dimension to our office with his financial services. So in addition to personal and commercial insurance our office can provide customers with financial advice and programs. Brian assists individuals, families and small business owners by evaluating their financial protection and needs. Some of…
Theresa’s warm smile brightens the office on Monday, Wednesday and Friday mornings. Theresa is the runner for our office. As a runner she goes to the Registry of Motor Vehicles for renewals, registrations and new plates for our customers. She is an invaluable part of our team, as she braves the chaos of the RMV…
Melissa is a part time employee here at Mancuso-Nowak. She is the one who will greet you if you come in, she sits front and center when you walk in to the agency. She has all different daily tasks, from insurance renewals to social media to human resources (this could be an arbitrary designation?). Now…