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The holidays are quickly approaching. We are all busy running errands, cooking and visiting relatives and friends. Many of us travel for the holidays and burglars know this. Make sure your home is protected while you are away by taking these precautionary steps: Install a home alarm system. Not just one that sounds when a…
The beginning of November is Drowsy Driving Prevention Week. It is important to give attention to this hazard on the road, as many people every day get on the road that are too tired to drive. Sixty percent of drivers surveyed in the Sleep in America poll have admitted to driving while drowsy. And a…
There is a reason teens have higher insurance premiums than other adults, they are inexperienced drivers. Inexperience often leads to more accidents. The number one killer of teens is motor vehicle accidents. Only with experience is a driver more educated on how a car handles, what to do in an emergency and how to drive…
Calling all license plate aficionados…the low plate lottery has begun! There are 230 special low numbers up for grabs this year. If you are interested in one of these license plates you should visit the Registry of Motor Vehicles website and fill out the form. The form used to be mailed, but now its an…
Insurance can be confusing with all of its industry lingo. Here are some of the most common terms and their explanations: Bodily Injury to Others: This is coverage that pays if you are found liable for the injury or death of others in an accident. We recommend 100/300 for limits. This means that you have up…
If you are like many Americans you are looking for an easy way to make a few extra dollars. Insert: ride sharing! What is ride sharing? It is a taxi type service that connects drivers and riders through a smartphone app. Ride sharing vehicles use their own car to pick up people and drive them…
April is Distracted Driving Awareness Month. We all try to multi-task, especially while driving…one of the worst places to do it! On your way home from work, rushing to think of dinner plans, you decide ordering take-out is easiest. While driving you are searching your phone for the number or asking Siri to find it…
First of all what is Gap Insurance? Gap Insurance stands for Guaranteed Auto Protection and is an optional auto insurance coverage. This coverage helps pay off your loan if your car is totaled and you owe more than the value of the car. Totaled cars are typically paid out at Actual Cash Value (ACV). Actual…
It is easy to say no to additional auto coverage when you are signing up for a policy. Who doesn’t want to save money? But at what cost? If you get in an accident you will be relieved that you have rental car reimbursement/substitute transportation coverage. You will not be left without a car when…
There are numerous accounts of insurance fraud, but usually the insurance company suffers. Recently there have been some incidents of individuals committing insurance fraud and both the other driver and the insurance company have to pay for it. Please watch out for drivers that may not have the best of intentions. Let’s preface this example…